Energy

Time

Life

Death

Universe

Black Swans

A "black swan" is a term used to describe an event that is extremely rare, has severe impact, and is often inappropriately rationalised after the fact with the benefit of hindsight.

Happiness:

• Unexpected death of someone in the close circle.
• Meeting someone who changes your life like mentor, business partner etc.

Health

• Accidents during travel etc
• Unanticipated chronic diseases causing disability like Diabetes, Cancer, Tumour etc

Wealth

• Sudden financial crisis due to market crashes.
• Business frauds.